Your bills are piling up and you don't know where the money is going to come from. You have settlement money flowing in, but it's just not enough each month to cover your family's needs. You decide that now is the time to get a lump sum of cash for your future structured settlement payments. Now what? Educating yourself on the process of selling your structured settlement will position you in the best possible way to maximize your offers.

The first step in the process is to determine if selling your structured settlement is the best solution for your situation. Have you exhausted the more traditional sources of raising cash? If your answer is yes, the next step is to start getting offers.

You next need to gather the important information regarding your structured settlement. This will be needed to get offers. The most important information is the name of the insurance company, the amount of each payment you are set to received, and the date of each payment. This information is required for the calculation each company will perform to give you an offer. It is also helpful to start gathering your actual structured settlement agreement from the court settlement, the actual insurance contract from the carrier and the benefits letter. The benefits letter will list in detail every payment you are set to receive and on what date it will be paid.

There are really two major ways to find the factoring companies that will purchase your payments. The first is to look for the television advertisements that seem to run constantly on some of the major cable news channels. These are definitely the big players in the business of buying structured settlements. One thing to remember is that those television ads can be expensive. You have to wonder how that can affect the offers they are willing to make. The other major resource is of course the internet. Doing a quick search on Google will show you just how vast the number of companies that are out there. The internet is a lower cost method for the factoring companies to reach potential clients wanting to sell their payments. It is also an efficient and effective way for you to quickly get multiple offers for your settlement. The lower overhead of the web-based companies should allow them to be more competitive with their offers.

Cette histoire est terrible....

By: sdfkj on: 17:27





































Your bills are piling up and you don't know where the money is going to come from. You have settlement money flowing in, but it's just not enough each month to cover your family's needs. You decide that now is the time to get a lump sum of cash for your future structured settlement payments. Now what? Educating yourself on the process of selling your structured settlement will position you in the best possible way to maximize your offers.

The first step in the process is to determine if selling your structured settlement is the best solution for your situation. Have you exhausted the more traditional sources of raising cash? If your answer is yes, the next step is to start getting offers.

You next need to gather the important information regarding your structured settlement. This will be needed to get offers. The most important information is the name of the insurance company, the amount of each payment you are set to received, and the date of each payment. This information is required for the calculation each company will perform to give you an offer. It is also helpful to start gathering your actual structured settlement agreement from the court settlement, the actual insurance contract from the carrier and the benefits letter. The benefits letter will list in detail every payment you are set to receive and on what date it will be paid.

There are really two major ways to find the factoring companies that will purchase your payments. The first is to look for the television advertisements that seem to run constantly on some of the major cable news channels. These are definitely the big players in the business of buying structured settlements. One thing to remember is that those television ads can be expensive. You have to wonder how that can affect the offers they are willing to make. The other major resource is of course the internet. Doing a quick search on Google will show you just how vast the number of companies that are out there. The internet is a lower cost method for the factoring companies to reach potential clients wanting to sell their payments. It is also an efficient and effective way for you to quickly get multiple offers for your settlement. The lower overhead of the web-based companies should allow them to be more competitive with their offers.

La puberté qui se nomme l'argent. Et qui sont ces 2 personnes. Regardez !

By: sdfkj on: 17:13





































Your bills are piling up and you don't know where the money is going to come from. You have settlement money flowing in, but it's just not enough each month to cover your family's needs. You decide that now is the time to get a lump sum of cash for your future structured settlement payments. Now what? Educating yourself on the process of selling your structured settlement will position you in the best possible way to maximize your offers.

The first step in the process is to determine if selling your structured settlement is the best solution for your situation. Have you exhausted the more traditional sources of raising cash? If your answer is yes, the next step is to start getting offers.

You next need to gather the important information regarding your structured settlement. This will be needed to get offers. The most important information is the name of the insurance company, the amount of each payment you are set to received, and the date of each payment. This information is required for the calculation each company will perform to give you an offer. It is also helpful to start gathering your actual structured settlement agreement from the court settlement, the actual insurance contract from the carrier and the benefits letter. The benefits letter will list in detail every payment you are set to receive and on what date it will be paid.

There are really two major ways to find the factoring companies that will purchase your payments. The first is to look for the television advertisements that seem to run constantly on some of the major cable news channels. These are definitely the big players in the business of buying structured settlements. One thing to remember is that those television ads can be expensive. You have to wonder how that can affect the offers they are willing to make. The other major resource is of course the internet. Doing a quick search on Google will show you just how vast the number of companies that are out there. The internet is a lower cost method for the factoring companies to reach potential clients wanting to sell their payments. It is also an efficient and effective way for you to quickly get multiple offers for your settlement. The lower overhead of the web-based companies should allow them to be more competitive with their offers.

ce que les femmes disent ce que les hommes entendent

By: sdfkj on: 17:01





































Your bills are piling up and you don't know where the money is going to come from. You have settlement money flowing in, but it's just not enough each month to cover your family's needs. You decide that now is the time to get a lump sum of cash for your future structured settlement payments. Now what? Educating yourself on the process of selling your structured settlement will position you in the best possible way to maximize your offers.

The first step in the process is to determine if selling your structured settlement is the best solution for your situation. Have you exhausted the more traditional sources of raising cash? If your answer is yes, the next step is to start getting offers.

You next need to gather the important information regarding your structured settlement. This will be needed to get offers. The most important information is the name of the insurance company, the amount of each payment you are set to received, and the date of each payment. This information is required for the calculation each company will perform to give you an offer. It is also helpful to start gathering your actual structured settlement agreement from the court settlement, the actual insurance contract from the carrier and the benefits letter. The benefits letter will list in detail every payment you are set to receive and on what date it will be paid.

There are really two major ways to find the factoring companies that will purchase your payments. The first is to look for the television advertisements that seem to run constantly on some of the major cable news channels. These are definitely the big players in the business of buying structured settlements. One thing to remember is that those television ads can be expensive. You have to wonder how that can affect the offers they are willing to make. The other major resource is of course the internet. Doing a quick search on Google will show you just how vast the number of companies that are out there. The internet is a lower cost method for the factoring companies to reach potential clients wanting to sell their payments. It is also an efficient and effective way for you to quickly get multiple offers for your settlement. The lower overhead of the web-based companies should allow them to be more competitive with their offers.

MON ÉQUIPE VS LES ENNEMIS À CALL OF DUTY…

By: sdfkj on: 16:50
As we grow older and approach retirement age, one of the biggest things that concern us is how we can remain financially independent and maintain the lifestyle that we are accustomed to even after we have left the labor pool. There are a lot of options available to us that will help us address this concern, and among these options is to invest some money that will grow as we wait for our retirement. Once we retire, we can either receive the return of that investment as a lump sum or annuity.

However, that leaves us with this question: Which is the better option, receiving the money as a lump sum or as an annuity? Both options have their advantages and disadvantages, and it is important that you are aware of them before you make your decision.

Getting a Lump Sum

When your investment has matured, you can choose to get your money back in a lump sum. That means all the money you have initially invested as well as the interest by which it has grown during its maturation period. The beauty of getting a lump sum is that you can do whatever you want with the money and you can direct the money towards other investments. You can also leave it with your heirs after you have passed on.

However, the problem with getting your money in a lump sum is that it is all too easy to spend it all. You may develop the mindset that you have so much money that it won't run out, but in reality, if you don't reinvest your money, it will all disappear. You can also lose everything if you don't make wise decisions regarding the reinvestment of your money.

Getting an Annuity

In contrast to your getting back your investment as a lump sum, an annuity means receiving earnings from your investment on a monthly or quarterly basis. It is just like getting your paycheck at work, except that your paycheck comes from your investments this time rather than from your employer. This is an income that you cannot use up all in one blow, one you can rely upon for the rest of your life.

But then again, purchasing annuities can be a complicated process. You have to choose among many features to make sure that you are getting an annuity that exactly suits your needs. Also, if you have not named any beneficiaries for your annuity, the payments will stop coming when you die even if there is still some money left to the principal investment.

In the end, the choice between getting paid for your investments in a lump sum or annuity entirely depends upon you. If you have the financial savvy to continue reinvesting your money or if you have someone you trust to do it for you, you can go for getting your return on your retirement investment as a lump sum payment. But if you want the financial security that an annuity can provide, you can opt for it instead. Either way, you will have something to rely upon to support you financially when you reach retirement age.

Ce Que Ta Blonde Voit Et Ce Que Tu Vois !

By: sdfkj on: 15:21


MDR !!!!

By: sdfkj on: 17:45





après 9 mois

By: sdfkj on: 17:35



Les filles de mon école... Mdrr Vrai ou Pas

By: sdfkj on: 17:12

bb Chui enceinte

By: sdfkj on: 17:04

je croise cette blonde sur FB

By: sdfkj on: 16:53





































Mésaventures peuvent survenir à tout moment de la journée sans préavis, si seulement diriger blessures. Des cas tels que maux d'automobiles pourraient conduire à un point où vous avez à engager votre propre avocat de blessures pour traiter votre cas. En choisissant l'un, vous devez définir des normes et des capacités pour répondre à leurs propres doutes.

Voici quelques étapes sur la façon dont vous pouvez louer votre propre avocat de blessures:

1. Fournir trouverez une sélection de plusieurs avocats d'avoir des alternatives à choisir un. Dona € ™ t être limité à un choix. Embaucher quelqu'un que vous pensez est le mieux adapté pour le travail.

2. Demandez à votre famille et vos amis pour les références. Il peut se référer à un avocat qui a traité une fois que leur cas avant. Rappelez-vous que vous avez vos propres règles à l'élection, et ne peuvent être collectées afin de leur famille ou entre amis, il est donc pas nécessaire que l'avocat de blessures recommandé sont les seuls à gérer leur.

3. Envisager le choix des meilleurs avocats dans le pays. Ils peuvent certainement faire confiance pour traiter votre cas, surtout si elles ont suffisamment d'expérience avec son propre type de cas. Vous pouvez vérifier sur l'Internet et la recherche en ligne.

4. Prendre la mine pour des entrevues libres avec les avocats des blessures personnelles qui semblent correspondre à vos besoins, vous pouvez alors faux à vos questions. Exemples de questions:

Si cas comme le vôtre avant de conduire.

En cas d'indisponibilité, vous pouvez leur demander de dire sur vous. Il est essentiel que, dans le cas où il est en vacances ou dans la cour qui aurait quelqu'un que vous pouvez parler.

Si vous communiquez avec l'enfant à l'autorité, combien de temps allez-vous être en attente de vos réponses?

L'observation peut vous tenir informé de l'affaire? Vous devez toujours être informé de l'avancement et le débit de votre cas.

Que pourriez-vous faire pour aider à améliorer l'entreprise?

5. Terminez votre décision de représenter. Les avocats qui se sont rassemblés aient choisi un. Ensuite, vous pouvez commencer à parler de leurs cas de travail. Demandez-lui de la dépense. Vous restez responsable pouces

Mon voisin est un osti d’cave

By: sdfkj on: 14:43

types de caca

By: sdfkj on: 14:26





hahahah on a tous un père comme

By: sdfkj on: 15:23



Faire du sport !!

By: sdfkj on: 15:08


LES JEANS EN 2020

By: sdfkj on: 14:54

Je Lui ai envoyé cette photo Mdr

By: sdfkj on: 14:30



Le rêve de toutes les filles de ce monde !

By: sdfkj on: 14:16



defis entre ma copine et moi

By: sdfkj on: 13:53



Le pain de mie

By: sdfkj on: 13:41

Le job d’un vrai Père !!

By: sdfkj on: 13:26

The strategies for living a long and healthy life are well known and relatively simple, if not always easily executed: Maintain an appropriate weight. Eat the right foods. Exercise. Limit stress.

Somewhat less has been known, or said, about ways to keep the mind fit for the duration. But that’s changing.

"As people are living longer, this is becoming a huge issue,” said Dr. Gary Small, director of the UCLA Longevity Center at the Semel Institute for Neuroscience and Human Behavior and the Parlow-Solomon Professor on Aging at the David Geffen School of Medicine. Age is the greatest risk factor for developing cognitive decline.

More than past generations, the graying baby boomers tend to be proactive in looking for ways to take charge of their health, said Small, whose latest book, "2 Weeks to a Younger Brain," co-authored with Gigi Vorgan, is scheduled for publication in April. And amid growing reports about how the choices we make can reduce our risk of cognitive decline, the boomers are listening. In a 2013 collaboration with the Gallup polling organization, Small and colleagues found that the older a person was, the more likely he or she sought to live a brain-healthy lifestyle. “The message is getting through that we do have some control over our brain health as we age,” he said.

Not complete control, of course. A widely cited MacArthur Foundation study concluded that genetics account for approximately one-third of cognitive and physical well-being in aging. But Small pointed out that this leaves ample room for what we can control — strategies for remaining sharp and lowering the odds of dementia in late life.

Trim the Fat
Carrying excess weight during middle age raises the risk of dementia down the road — by as much as double for people who are overweight, and quadruple for those who are obese. Although the reasons aren’t entirely clear, Small noted that the fat tissue in the abdomen appears to increase inflammation throughout the body, including the brain, and an overactive inflammatory system may be contributing to age-related cognitive decline. For example, the amyloid plaques that are hallmarks of the Alzheimer’s disease-ravaged brain show evidence of inflammation. Being overweight or obese also paves the way toward conditions such as high cholesterol, hypertension and diabetes, which can attack the brain in other ways. On an optimistic note for those determined to shed those excess pounds, recent studies have found significant improvements in the cognitive performance of obese individuals just a few months after they’ve undergone bariatric weight-loss surgery.

Brain Food
Many of the same foods known to be good for the body might also help to protect the brain. Studies suggest that a diet rich in omega-3 fats (including fish, flaxseed, walnuts) and low in omega-6 fats (red meat, whole milk, butter) can reduce the risk of cognitive decline. Omega-9 fats (olive oils, avocados, nuts) are also desirable. Colorful fruits and leafy vegetables are thought to be brain-healthy, too, because of their ability to reduce the oxidative stress associated with aging. Finally, Small recommended minimizing or avoiding processed foods and refined sugars.

Being of Sound Body and Mind
When it comes to strategies for keeping the brain healthy, perhaps the strongest scientific evidence is in the area of exercise, particularly cardiovascular conditioning. When you’re working up a sweat, the heart pumps oxygen and nutrients to the brain cells. The body then produces something called brain-derived neurotrophic factor, which Small likened to fertilizer for the neurons, causing them to sprout the tentacles that connect brain cells. Exercise can also elevate mood, which is good for the brain. “You don’t have to become a triathlete,” Small said: One study found that walking briskly 90 minutes a day is enough to lower the risk for Alzheimer’s disease.

Sleep Tight
Among its other benefits, sleep has been found to be anti-inflammatory, Small noted. It can also bolster the brain by improving mood and reducing the effects of depression.

Address Stress, Treat Depression
Animal studies have shown that chronic stress can cause atrophy of the brain’s hippocampal memory centers; in studies of human volunteer subjects, an injection of cortisol — a stress hormone — temporarily impairs memory. People who are prone to depression have higher rates of Alzheimer’s disease, Small said, adding, “It’s important to get appropriate treatment.” The good news: “We are learning that stress-management techniques, in addition to improving mood, can actually rewire the brain and improve mental performance.”

Good Thinking
Evidence is also mounting in support of the concept that lifelong mental stimulation improves cognitive performance and may lower the risk of dementia. In a study he called “Your Brain on Google,” Small used imaging techniques to demonstrate that while an older person is searching online, the brain shows a significant increase in neural activity. Other studies by Small’s team have found that through memory training, the brain becomes more efficient — performing better even when there’s less neural activity. “We also know that if you speak several languages, you have a lower risk for Alzheimer’s disease, and if you complete college you have a lower risk,” he said. “It’s hard to prove that there’s a cause-and-effect relationship, but I think there’s enough evidence to conclude that it’s good for your brain to stay mentally engaged.”

It’s Never Too Early — or Too Late — to Start
Most people don’t start worrying about age-related cognitive decline before middle age, but Small suggested that these strategies can and should begin much earlier. “We think there is probably a cumulative effect — the longer you do it, the greater the benefit,” he said. “And the sooner you get on a brain-healthy lifestyle, the easier it will be to continue it throughout your life.” On the other hand, if you’re kicking yourself for having whiled away the years without tackling a single New York Times crossword puzzle, relax. “It’s never too late to start with these mental training activities,” Small said. “The brain is very resilient. We see remarkable results in older people.” 

For more information on programs that teach techniques for combating age-related memory decline, visit the UCLA Longevity Center. 

This story was originally published in UCLA Magazine.

Merde, merde, merde ma mère va me tuer !

By: sdfkj on: 18:16
The strategies for living a long and healthy life are well known and relatively simple, if not always easily executed: Maintain an appropriate weight. Eat the right foods. Exercise. Limit stress.

Somewhat less has been known, or said, about ways to keep the mind fit for the duration. But that’s changing.

"As people are living longer, this is becoming a huge issue,” said Dr. Gary Small, director of the UCLA Longevity Center at the Semel Institute for Neuroscience and Human Behavior and the Parlow-Solomon Professor on Aging at the David Geffen School of Medicine. Age is the greatest risk factor for developing cognitive decline.

More than past generations, the graying baby boomers tend to be proactive in looking for ways to take charge of their health, said Small, whose latest book, "2 Weeks to a Younger Brain," co-authored with Gigi Vorgan, is scheduled for publication in April. And amid growing reports about how the choices we make can reduce our risk of cognitive decline, the boomers are listening. In a 2013 collaboration with the Gallup polling organization, Small and colleagues found that the older a person was, the more likely he or she sought to live a brain-healthy lifestyle. “The message is getting through that we do have some control over our brain health as we age,” he said.

Not complete control, of course. A widely cited MacArthur Foundation study concluded that genetics account for approximately one-third of cognitive and physical well-being in aging. But Small pointed out that this leaves ample room for what we can control — strategies for remaining sharp and lowering the odds of dementia in late life.

Trim the Fat
Carrying excess weight during middle age raises the risk of dementia down the road — by as much as double for people who are overweight, and quadruple for those who are obese. Although the reasons aren’t entirely clear, Small noted that the fat tissue in the abdomen appears to increase inflammation throughout the body, including the brain, and an overactive inflammatory system may be contributing to age-related cognitive decline. For example, the amyloid plaques that are hallmarks of the Alzheimer’s disease-ravaged brain show evidence of inflammation. Being overweight or obese also paves the way toward conditions such as high cholesterol, hypertension and diabetes, which can attack the brain in other ways. On an optimistic note for those determined to shed those excess pounds, recent studies have found significant improvements in the cognitive performance of obese individuals just a few months after they’ve undergone bariatric weight-loss surgery.

Brain Food
Many of the same foods known to be good for the body might also help to protect the brain. Studies suggest that a diet rich in omega-3 fats (including fish, flaxseed, walnuts) and low in omega-6 fats (red meat, whole milk, butter) can reduce the risk of cognitive decline. Omega-9 fats (olive oils, avocados, nuts) are also desirable. Colorful fruits and leafy vegetables are thought to be brain-healthy, too, because of their ability to reduce the oxidative stress associated with aging. Finally, Small recommended minimizing or avoiding processed foods and refined sugars.

Being of Sound Body and Mind
When it comes to strategies for keeping the brain healthy, perhaps the strongest scientific evidence is in the area of exercise, particularly cardiovascular conditioning. When you’re working up a sweat, the heart pumps oxygen and nutrients to the brain cells. The body then produces something called brain-derived neurotrophic factor, which Small likened to fertilizer for the neurons, causing them to sprout the tentacles that connect brain cells. Exercise can also elevate mood, which is good for the brain. “You don’t have to become a triathlete,” Small said: One study found that walking briskly 90 minutes a day is enough to lower the risk for Alzheimer’s disease.

Sleep Tight
Among its other benefits, sleep has been found to be anti-inflammatory, Small noted. It can also bolster the brain by improving mood and reducing the effects of depression.

Address Stress, Treat Depression
Animal studies have shown that chronic stress can cause atrophy of the brain’s hippocampal memory centers; in studies of human volunteer subjects, an injection of cortisol — a stress hormone — temporarily impairs memory. People who are prone to depression have higher rates of Alzheimer’s disease, Small said, adding, “It’s important to get appropriate treatment.” The good news: “We are learning that stress-management techniques, in addition to improving mood, can actually rewire the brain and improve mental performance.”

Good Thinking
Evidence is also mounting in support of the concept that lifelong mental stimulation improves cognitive performance and may lower the risk of dementia. In a study he called “Your Brain on Google,” Small used imaging techniques to demonstrate that while an older person is searching online, the brain shows a significant increase in neural activity. Other studies by Small’s team have found that through memory training, the brain becomes more efficient — performing better even when there’s less neural activity. “We also know that if you speak several languages, you have a lower risk for Alzheimer’s disease, and if you complete college you have a lower risk,” he said. “It’s hard to prove that there’s a cause-and-effect relationship, but I think there’s enough evidence to conclude that it’s good for your brain to stay mentally engaged.”

It’s Never Too Early — or Too Late — to Start
Most people don’t start worrying about age-related cognitive decline before middle age, but Small suggested that these strategies can and should begin much earlier. “We think there is probably a cumulative effect — the longer you do it, the greater the benefit,” he said. “And the sooner you get on a brain-healthy lifestyle, the easier it will be to continue it throughout your life.” On the other hand, if you’re kicking yourself for having whiled away the years without tackling a single New York Times crossword puzzle, relax. “It’s never too late to start with these mental training activities,” Small said. “The brain is very resilient. We see remarkable results in older people.” 

For more information on programs that teach techniques for combating age-related memory decline, visit the UCLA Longevity Center. 

This story was originally published in UCLA Magazine.

Avec bicyclette

By: sdfkj on: 17:35





































The strategies for living a long and healthy life are well known and relatively simple, if not always easily executed: Maintain an appropriate weight. Eat the right foods. Exercise. Limit stress.

Somewhat less has been known, or said, about ways to keep the mind fit for the duration. But that’s changing.

"As people are living longer, this is becoming a huge issue,” said Dr. Gary Small, director of the UCLA Longevity Center at the Semel Institute for Neuroscience and Human Behavior and the Parlow-Solomon Professor on Aging at the David Geffen School of Medicine. Age is the greatest risk factor for developing cognitive decline.

More than past generations, the graying baby boomers tend to be proactive in looking for ways to take charge of their health, said Small, whose latest book, "2 Weeks to a Younger Brain," co-authored with Gigi Vorgan, is scheduled for publication in April. And amid growing reports about how the choices we make can reduce our risk of cognitive decline, the boomers are listening. In a 2013 collaboration with the Gallup polling organization, Small and colleagues found that the older a person was, the more likely he or she sought to live a brain-healthy lifestyle. “The message is getting through that we do have some control over our brain health as we age,” he said.

Not complete control, of course. A widely cited MacArthur Foundation study concluded that genetics account for approximately one-third of cognitive and physical well-being in aging. But Small pointed out that this leaves ample room for what we can control — strategies for remaining sharp and lowering the odds of dementia in late life.

Trim the Fat
Carrying excess weight during middle age raises the risk of dementia down the road — by as much as double for people who are overweight, and quadruple for those who are obese. Although the reasons aren’t entirely clear, Small noted that the fat tissue in the abdomen appears to increase inflammation throughout the body, including the brain, and an overactive inflammatory system may be contributing to age-related cognitive decline. For example, the amyloid plaques that are hallmarks of the Alzheimer’s disease-ravaged brain show evidence of inflammation. Being overweight or obese also paves the way toward conditions such as high cholesterol, hypertension and diabetes, which can attack the brain in other ways. On an optimistic note for those determined to shed those excess pounds, recent studies have found significant improvements in the cognitive performance of obese individuals just a few months after they’ve undergone bariatric weight-loss surgery.

Brain Food
Many of the same foods known to be good for the body might also help to protect the brain. Studies suggest that a diet rich in omega-3 fats (including fish, flaxseed, walnuts) and low in omega-6 fats (red meat, whole milk, butter) can reduce the risk of cognitive decline. Omega-9 fats (olive oils, avocados, nuts) are also desirable. Colorful fruits and leafy vegetables are thought to be brain-healthy, too, because of their ability to reduce the oxidative stress associated with aging. Finally, Small recommended minimizing or avoiding processed foods and refined sugars.

Being of Sound Body and Mind
When it comes to strategies for keeping the brain healthy, perhaps the strongest scientific evidence is in the area of exercise, particularly cardiovascular conditioning. When you’re working up a sweat, the heart pumps oxygen and nutrients to the brain cells. The body then produces something called brain-derived neurotrophic factor, which Small likened to fertilizer for the neurons, causing them to sprout the tentacles that connect brain cells. Exercise can also elevate mood, which is good for the brain. “You don’t have to become a triathlete,” Small said: One study found that walking briskly 90 minutes a day is enough to lower the risk for Alzheimer’s disease.

Sleep Tight
Among its other benefits, sleep has been found to be anti-inflammatory, Small noted. It can also bolster the brain by improving mood and reducing the effects of depression.

Address Stress, Treat Depression
Animal studies have shown that chronic stress can cause atrophy of the brain’s hippocampal memory centers; in studies of human volunteer subjects, an injection of cortisol — a stress hormone — temporarily impairs memory. People who are prone to depression have higher rates of Alzheimer’s disease, Small said, adding, “It’s important to get appropriate treatment.” The good news: “We are learning that stress-management techniques, in addition to improving mood, can actually rewire the brain and improve mental performance.”

Good Thinking
Evidence is also mounting in support of the concept that lifelong mental stimulation improves cognitive performance and may lower the risk of dementia. In a study he called “Your Brain on Google,” Small used imaging techniques to demonstrate that while an older person is searching online, the brain shows a significant increase in neural activity. Other studies by Small’s team have found that through memory training, the brain becomes more efficient — performing better even when there’s less neural activity. “We also know that if you speak several languages, you have a lower risk for Alzheimer’s disease, and if you complete college you have a lower risk,” he said. “It’s hard to prove that there’s a cause-and-effect relationship, but I think there’s enough evidence to conclude that it’s good for your brain to stay mentally engaged.”

It’s Never Too Early — or Too Late — to Start
Most people don’t start worrying about age-related cognitive decline before middle age, but Small suggested that these strategies can and should begin much earlier. “We think there is probably a cumulative effect — the longer you do it, the greater the benefit,” he said. “And the sooner you get on a brain-healthy lifestyle, the easier it will be to continue it throughout your life.” On the other hand, if you’re kicking yourself for having whiled away the years without tackling a single New York Times crossword puzzle, relax. “It’s never too late to start with these mental training activities,” Small said. “The brain is very resilient. We see remarkable results in older people.”

For more information on programs that teach techniques for combating age-related memory decline, visit the UCLA Longevity Center.

This story was originally published in UCLA Magazine.

Ma blonde sur la plage

By: sdfkj on: 16:25

The strategies for living a long and healthy life are well known and relatively simple, if not always easily executed: Maintain an appropriate weight. Eat the right foods. Exercise. Limit stress.

Somewhat less has been known, or said, about ways to keep the mind fit for the duration. But that’s changing.

"As people are living longer, this is becoming a huge issue,” said Dr. Gary Small, director of the UCLA Longevity Center at the Semel Institute for Neuroscience and Human Behavior and the Parlow-Solomon Professor on Aging at the David Geffen School of Medicine. Age is the greatest risk factor for developing cognitive decline.

More than past generations, the graying baby boomers tend to be proactive in looking for ways to take charge of their health, said Small, whose latest book, "2 Weeks to a Younger Brain," co-authored with Gigi Vorgan, is scheduled for publication in April. And amid growing reports about how the choices we make can reduce our risk of cognitive decline, the boomers are listening. In a 2013 collaboration with the Gallup polling organization, Small and colleagues found that the older a person was, the more likely he or she sought to live a brain-healthy lifestyle. “The message is getting through that we do have some control over our brain health as we age,” he said.

Not complete control, of course. A widely cited MacArthur Foundation study concluded that genetics account for approximately one-third of cognitive and physical well-being in aging. But Small pointed out that this leaves ample room for what we can control — strategies for remaining sharp and lowering the odds of dementia in late life.

Trim the Fat
Carrying excess weight during middle age raises the risk of dementia down the road — by as much as double for people who are overweight, and quadruple for those who are obese. Although the reasons aren’t entirely clear, Small noted that the fat tissue in the abdomen appears to increase inflammation throughout the body, including the brain, and an overactive inflammatory system may be contributing to age-related cognitive decline. For example, the amyloid plaques that are hallmarks of the Alzheimer’s disease-ravaged brain show evidence of inflammation. Being overweight or obese also paves the way toward conditions such as high cholesterol, hypertension and diabetes, which can attack the brain in other ways. On an optimistic note for those determined to shed those excess pounds, recent studies have found significant improvements in the cognitive performance of obese individuals just a few months after they’ve undergone bariatric weight-loss surgery.

Brain Food
Many of the same foods known to be good for the body might also help to protect the brain. Studies suggest that a diet rich in omega-3 fats (including fish, flaxseed, walnuts) and low in omega-6 fats (red meat, whole milk, butter) can reduce the risk of cognitive decline. Omega-9 fats (olive oils, avocados, nuts) are also desirable. Colorful fruits and leafy vegetables are thought to be brain-healthy, too, because of their ability to reduce the oxidative stress associated with aging. Finally, Small recommended minimizing or avoiding processed foods and refined sugars.

Being of Sound Body and Mind
When it comes to strategies for keeping the brain healthy, perhaps the strongest scientific evidence is in the area of exercise, particularly cardiovascular conditioning. When you’re working up a sweat, the heart pumps oxygen and nutrients to the brain cells. The body then produces something called brain-derived neurotrophic factor, which Small likened to fertilizer for the neurons, causing them to sprout the tentacles that connect brain cells. Exercise can also elevate mood, which is good for the brain. “You don’t have to become a triathlete,” Small said: One study found that walking briskly 90 minutes a day is enough to lower the risk for Alzheimer’s disease.

Sleep Tight
Among its other benefits, sleep has been found to be anti-inflammatory, Small noted. It can also bolster the brain by improving mood and reducing the effects of depression.

Address Stress, Treat Depression
Animal studies have shown that chronic stress can cause atrophy of the brain’s hippocampal memory centers; in studies of human volunteer subjects, an injection of cortisol — a stress hormone — temporarily impairs memory. People who are prone to depression have higher rates of Alzheimer’s disease, Small said, adding, “It’s important to get appropriate treatment.” The good news: “We are learning that stress-management techniques, in addition to improving mood, can actually rewire the brain and improve mental performance.”

Good Thinking
Evidence is also mounting in support of the concept that lifelong mental stimulation improves cognitive performance and may lower the risk of dementia. In a study he called “Your Brain on Google,” Small used imaging techniques to demonstrate that while an older person is searching online, the brain shows a significant increase in neural activity. Other studies by Small’s team have found that through memory training, the brain becomes more efficient — performing better even when there’s less neural activity. “We also know that if you speak several languages, you have a lower risk for Alzheimer’s disease, and if you complete college you have a lower risk,” he said. “It’s hard to prove that there’s a cause-and-effect relationship, but I think there’s enough evidence to conclude that it’s good for your brain to stay mentally engaged.”

It’s Never Too Early — or Too Late — to Start
Most people don’t start worrying about age-related cognitive decline before middle age, but Small suggested that these strategies can and should begin much earlier. “We think there is probably a cumulative effect — the longer you do it, the greater the benefit,” he said. “And the sooner you get on a brain-healthy lifestyle, the easier it will be to continue it throughout your life.” On the other hand, if you’re kicking yourself for having whiled away the years without tackling a single New York Times crossword puzzle, relax. “It’s never too late to start with these mental training activities,” Small said. “The brain is very resilient. We see remarkable results in older people.” 

For more information on programs that teach techniques for combating age-related memory decline, visit the UCLA Longevity Center. 

This story was originally published in UCLA Magazine.

LA MEILLEURE MÉTHODE POUR ANNONCER LES MAUVAISES

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